Knowing Your Credit

When you’re in the market for a vehicle and you know you will need financing, knowing all aspects of your credit is essential. Your credit and credit history are used to determine several factors of your loan.

  • Down Payment
  • Interest Rate
  • Term
  • Loan Amount


Getting approved for financing is possible, but having all the information when it comes to your credit allows you to get a reasonable expectation of what kind of loan you will receive. It can be disappointing to hear you’re approved for a loan, but not for enough to cover the vehicle you had your heart set on. Staying in the know about your credit can keep this from happening to you.

If you’d like to get a handle on your credit as well as a FREE Credit Score (Estimated), check out It really is FREE and it is a great tool for learning about your credit. Also, every US Citizen is allowed a copy of their credit report from each credit bureau (Equifax, Transunion, Experian), once per year. Visit to obtain yours.